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IMPORTANT: Earnings and Legal Disclaimers

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All results stated above are not typical, I'm not implying you'll duplicate them (or do anything for that matter). Any of my strategies and case studies are only estimates and forward looking statement. There is no assurance you will do as well or even close to as well as I have done. Results are based on many factors including hard work, effort, some luck and years of hard work. I have no way of knowing how well you will do, as we do not know you, your background, your business model, or your work ethic etc. Therefore, I do not guarantee or imply that you will get better results or earn any money, that you will do as well, especially if the techniques are never implemented. 

All products and services are for educational and informational purposes only. Use caution and seek the advice of qualified professionals. Check with your attorney, accountant or professional advisor, before acting on this or any information and ensure you are within all advertising and legal regulations. If advice concerning legal or related matters is needed, the services of a fully qualified professional should be sought out before any action is taken. My Pennies to dollars is not a financial advisor, and services are not intended for use as a source of legal, financial or accounting advice. You should be aware of any laws which govern business transactions or other business practices in your country and state as they can differ greatly.

The Information on this website and provided from or through this website is general in nature and is not specific to you the user or anyone else. You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented in this site without undertaking independent due diligence and consultation with a professional broker or financial advisory. You understand that you are using any and all Information available on or through this website at your own risk.

The rules, regulations and laws concerning credit cards are different from state to state and country to country. Applications and agreements vary from company to company. Be sure to thoroughly read everything. All information you provide in your credit application must be truthful. Once you open a credit card, you are obligated to follow the terms of the agreement that the credit card company provides to you.

Users of our products, services and web site are advised to do their own due diligence when it comes to making decisions and all information, products, and services that have been provided should be independently verified by your own qualified professionals.